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Can I transfer funds into myCitadel Wallet and have these funds instantly available for merchant payments?

Yes. When you deposit funds via ACH/Electronic Check, check the option of "Make my deposit instantly available for merchant payments." A 6.9% fee applies to all instantly available deposits made via ACH/Electronic Check deposit.

Note: There is a waiting period of 5 business days before you are able to withdraw these funds to your bank account.


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